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What is the Medicare Annual Enrollment Period (AEP)?

The Medicare Annual Enrollment Period, or AEP, is the time for those who are already enrolled in Medicare to make decisions regarding whether to join, switch or drop their Medicare plan(s). The following below are the overview of the Medicare plans:

Part A: Hospital Insurance – Helps cover inpatient care and some home health care.

Part B: Medical Insurance – Helps cover doctor appointments, preventative care and medical equipment.

Part C: Medicare Advantage – Offers options through private insurance companies.

Part D: Prescription Drug Coverage – Helps cover prescription drug costs.

Please notice that the Annual Enrollment Period is not the only time of year when you can sign up, or enroll in Medicare. You are eligible to enroll in Medicare during the Initial Enrollment Period (IEP), a 7-months window, the three months before you turn 65, the month you turn 65 and the three months after you turn 65.

When is the Annual Enrollment Period?

Mark down your calendars for October 15 to December 7. This enrollment period only occurs once a year, so you can take the advantage and opportunity to make some changes to your coverage.  Enrollment changes take effect on January 1st, 2013.

Medicare Annual Enrollment Period 

How Do You Make Changes to Your Current Medicare Plan(s) During AEP?

You can use the Medicare.gov plan finder to find Medicare Advantage, prescription drug plans (Medicare Part D) or Medicare Supplement plans in your area that meet your needs. After you answer a few questions about your location and your health status, the plan finder will assemble a list of plans for you to review.

You can also talk to our insurance agent to discuss your options and changes you would like to make to your current Medicare plan(s) during the Annual Enrollment Period.

For assistance with changing your Medicare coverage or to speak with one of our Senior Healthcare specialists, please give us a call at (800)748-5538 or click here to contact us

Posted 1:54 PM  View Comments

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